Choosing the right business bank account for your LLC isn’t just a minor detail — it’s absolutely crucial for protecting your limited liability status. If you’re mixing personal and business finances, you’re putting your personal assets at serious risk. I’ve spent years evaluating financial products for small businesses, and our team has reviewed over 250 … Read more
Are financial planners worth it? This question has likely crossed your mind if you’ve been juggling financial decisions on your own. I’ve found that many people hesitate to get professional help with their money — and for good reason. The fees can seem steep at first glance. However, the statistics paint an interesting picture. People … Read more
Ever wondered which health insurance company denies the most claims? It’s actually UnitedHealthcare — rejecting a staggering one-third (33%) of in-network claims. That’s not just slightly above average — it’s nearly double the overall marketplace plan denial rate of 19%. If you’ve ever had a claim denied, you’re definitely not alone. The frustration of fighting with insurance … Read more
How much house can I afford with 100k salary? Surprisingly, even with a six-figure income, the answer isn’t always straightforward. According to recent data, 49% of people earning $100,000 or more are still living paycheck-to-paycheck — making smart home buying decisions more critical than ever. While your $100k salary puts you well above the national median income … Read more
Beginner credit cards can be a double-edged sword — exciting to get but tricky to manage. According to an April 2025 survey from U.S. News, a whopping 39% of consumers admitted to maxing out their first credit card. I’ve seen this happen time and again, especially with the average credit card APR sitting at 21.37% as of … Read more
Are you staring at your bank account wondering where all your money went this month? Don’t worry — you’re not alone in the struggle with different types of budgets and money management. In fact, understanding the four A’s of personal finance — Accounting, Analysis, Allocation, and Adjustment — can transform how you control your finances. … Read more
Tax saving strategies will be more significant than ever as 2025 approaches. Your federal gift and estate tax exemptions will drop from $13.61 million to just $5 million if you have assets after 2025. This creates a pressing tax situation that needs immediate attention. The need for tax planning has reached new heights. Income tax rates will … Read more