Did you know the average tax return by income varies dramatically, with some households receiving over $5,600 while others get less than $2,000? The average tax refund in 2025 is $3,221 as of March, up from $3,081 last year. Interestingly, two-thirds of all tax filers received a refund in 2024, and nine out of ten refunds are … Read more
Did you know that smart money-saving tips could help you avoid spending the average $3,639 per year on food outside your home? Your pocket could keep approximately $303 every month. Most of us watch our paychecks vanish before the next one arrives. Saving money doesn’t need drastic lifestyle changes. Simple habits like making coffee at home instead … Read more
Ever paid those sneaky 3% foreign transaction fees on your credit card while traveling? I certainly have — and essentially threw $90 down the drain on a $3,000 hotel stay abroad. That’s money that could’ve covered a nice dinner or another travel experience! Foreign transaction fees typically range from 1% to 3% of your purchase amount, with … Read more
Wondering what income is needed for a 500k mortgage? With the median U.S. home price reaching $416,700 as of August 2024, many homebuyers are eyeing properties in the $500,000 range — but figuring out if you can afford it can feel overwhelming. Depending on your financial situation, you typically need an annual income between $125,000 and $160,000 … Read more
Finding the cheapest car insurance in Texas can save you hundreds of dollars each year. With Texas drivers paying an average of $1,716 annually—higher than all but 12 other states—shopping around is absolutely essential. In fact, the difference between companies is striking. Texas Farm Bureau offers the lowest overall rates at $863 per year, while USAA … Read more
Is finance harder than accounting? While many people assume accounting takes the crown for difficulty, the reality is more nuanced. Despite accounting’s reputation for technical complexity, finance offers its own set of challenges with theoretical concepts and market analysis. In fact, both fields demand different types of skills and mental approaches. Although accounting majors typically … Read more
Which type of bank account is best for small-business? If you’re tired of earning next to nothing on your business funds, you’re not alone — the average national APY for interest checking accounts is a measly 0.07%! I’ve spent countless hours reviewing banking options, and let me tell you, there’s a huge difference between settling for … Read more
Choosing the right business bank account for your LLC isn’t just a minor detail — it’s absolutely crucial for protecting your limited liability status. If you’re mixing personal and business finances, you’re putting your personal assets at serious risk. I’ve spent years evaluating financial products for small businesses, and our team has reviewed over 250 … Read more
Are financial planners worth it? This question has likely crossed your mind if you’ve been juggling financial decisions on your own. I’ve found that many people hesitate to get professional help with their money — and for good reason. The fees can seem steep at first glance. However, the statistics paint an interesting picture. People … Read more
Ever wondered which health insurance company denies the most claims? It’s actually UnitedHealthcare — rejecting a staggering one-third (33%) of in-network claims. That’s not just slightly above average — it’s nearly double the overall marketplace plan denial rate of 19%. If you’ve ever had a claim denied, you’re definitely not alone. The frustration of fighting with insurance … Read more